This site has limited support for your browser. We recommend switching to Edge, Chrome, Safari, or Firefox.

Use the code "welcome10" to receive a 10% discount on your first order.

Congratulations! Your order qualifies for free shipping You are $ 125 away from free shipping.

Use coupon code WELCOME10 for 10% off your first order.

Cart 0

Congratulations! Your order qualifies for free shipping You are $ 125 away from free shipping.
Sorry, looks like we don't have enough of this product.

Subtotal Free
Shipping, taxes, and discount codes are calculated at checkout
Pair with
Commencement Exercises Graduation Program Presentation in Gold and Black Classic and Elegant Style.png__PID:99c9a235-7ac6-4e8a-99ef-0881b1ef4ef9
The Black Wealth Vault • Dr. Boyce Cheat Sheets
Downloadable Wealth Playbooks

Turn Every Paycheck into a Wealth-Building Decision.

These Dr. Boyce Cheat Sheets are short, focused playbooks you can read in one sitting and use all year. Think of this page as your vault: AI, stocks, real estate, debt freedom, credit, and emergency planning all in one place.

Start with the “Core 3” (AI, Brokerage, and the Boyce Blueprint) to get in position, then lock in your foundation with credit repair, emergency fund, debt payoff, real estate, and budgeting.

Instant digital downloads • Perfect for family study nights, wealth circles, or solo grind sessions.
10 AI Tools That Make You Money While You Sleep
10 AI Tools Cheat Sheet
The Boyce Blueprint: Your First $5K in the Stock Market
The Boyce Blueprint
How to Open Your First Brokerage Account
Brokerage Account Guide
Budgeting for Financial Security
Budgeting for Security

Stack these guides and you’ve got a mini financial curriculum you can run for yourself, your kids, or your whole family.

Start Here

The Core 3: Your Wealth Starter Stack

These three cheat sheets give you the modern tools and basic positioning you need: AI to multiply your time, a brokerage account to start investing, and a blueprint to guide your first $5K in the market.

Dr. Boyce’s Cheat Sheet : 10 AI Tools That Make You Money While You Sleep
Core Cheat Sheet #1

10 AI Tools That Make You Money While You Sleep

A beginner-friendly guide to using AI tools like ChatGPT, Canva AI, and more to create content, automate work, and build income streams that don’t require you to be “on” 24/7.

Perfect for: busy parents, creators, entrepreneurs, and anyone who knows AI is here to stay and doesn’t want to be left behind.

The Boyce Blueprint: Your First $5K in the Stock Market
Core Cheat Sheet #2

The Boyce Blueprint: Your First $5K in the Stock Market

A step-by-step blueprint for getting your first $5,000 invested with intention, not guesswork. Dr. Boyce walks you through mindset, risk, and strategy in clear, everyday language.

Perfect for: new investors, college students, and families who want a simple but serious starting play.

How to Open Your First Brokerage Account 10 Simple Steps to Start Investing
Core Cheat Sheet #3

How to Open Your First Brokerage Account

Walks you through 10 simple steps to open your first investment account with confidence. No jargon, no intimidation — just clear instructions, pro tips, and encouragement.

Perfect for: absolute beginners who are ready to stop “researching forever” and finally open an account.

Lock In Your Foundation

Debt, Credit, Savings & Real Estate

Once you understand the tools and have a plan for the market, these cheat sheets help you build a life that can actually hold wealth: solid credit, emergency savings, low debt, and an entry point into real estate.

Dr Boyce Cheat Sheet - How to build an Emergency Fund Fast
Stability

How to Build an Emergency Fund Fast

A realistic roadmap to go from $0 saved to having a real emergency cushion. Broken into stages so you can feel progress even if money is tight.

Use this with: your budget and calendar so surprise bills stop derailing your whole year.

Dr. Boyce Cheat Sheet - Credit Repair Formula
Reputation

Credit Repair Formula

A straightforward formula for cleaning up your credit report, building positive history, and using credit as a tool instead of a trap.

Use this with: the debt blueprint so your score and your balances move in the right direction together.

Dr Boyce Cheat Sheet - The Get Out of Debt Fast Blueprint
Freedom

The Get Out of Debt Fast Blueprint

A clear, non-judgmental blueprint for organizing your debts, choosing a payoff method, and knocking balances down with focus and consistency.

Use this with: the budgeting and emergency fund cheat sheets so debt freedom doesn’t come at the cost of stability.

Dr. Boyce Cheat Sheet: Buying Your First Real Estate Property
Ownership

Buying Your First Real Estate Property

A practical guide for stepping into property ownership with strategy instead of fear. Dr. Boyce breaks down key concepts in simple language.

Use this with: the credit and emergency fund cheat sheets as your pre-game plan for buying property.

Dr. Boyce Cheat Sheet: Budgeting for Financial Security
Daily System

Budgeting for Financial Security

Built for the 2026 Wealth Rebellion year, this guide gives you a 50/30/20-style system, emergency fund plan, pay-yourself-first flow, and monthly money review template.

Use this with: the entire vault. Your budget is the assignment sheet that holds every other move in place.

Make It a Real System

How to Use the Black Wealth Vault Cheat Sheets

You don’t have to read everything in one night. Treat this collection like a playbook: you come back to it before every big money decision.

Step 1: Pick Your Season

Start with the Core 3 if you’re brand new. If you’re already investing, go straight to Debt, Credit, and Emergency Fund to tighten up your foundation.

Step 2: Read, Then Apply One Move

Each cheat sheet is short for a reason. Read it once, then immediately do one action: open the account, set the transfer, pull the credit report, or list the debts.

Step 3: Revisit Monthly

Use these guides like a coach you check in with every month. As your income, goals, and family needs change, your cheat sheets keep you aligned.

Are these full courses?

No — each one is a focused, high-impact PDF. Think of them as “do this next” roadmaps: fast to read, powerful to use, easy to share.

Can I use them with my kids or partner?

Absolutely. Many families print the cheat sheets and walk through them together as a weekly or monthly money meeting.

How do I get my downloads?

All cheat sheets are digital downloads. After purchase, you’ll receive an email with secure links (via SendOwl) plus access from your order confirmation page.

Where should I start if I feel overwhelmed?

Start with the AI cheat sheet if you want new income tools, or the Budgeting / Emergency Fund combo if you’re craving stability and control.