Dr. Boyce Cheat Sheet: Budgeting for Financial Security (Digital Download)
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Dr. Boyce Cheat Sheet: Budgeting for Financial Security
Digital Download (PDF)
Transform the way you move with your money using Dr. Boyce’s official budgeting guide for the 2026 Wealth Rebellion year. This powerful 10-page digital cheat sheet gives you a simple, repeatable system to bring clarity, confidence, and discipline to your financial life.
This guide is built to help you reset your mindset, take control of your finances, and create stability without stress. As outlined in “Welcome to Your Reset” on pages 2–3, budgeting is framed as liberation — a strategic act of ownership that brings peace instead of confusion.
Inside, Dr. Boyce walks you through:
⭐ What’s Inside (Based on Your PDF Content)
✓ A Grounded Reset for Your Money
The opening pages (pg. 2) show you how budgeting becomes empowerment — helping you build a clear, confident relationship with your money.
✓ The 50/30/20 Wealth Rebellion Method
A simple structure for organizing your income (pg. 4):
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50% Essentials — Your true cost of living, without lifestyle inflation
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30% Wealth-Building & Skill Development — Investments, education, earning power
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20% Future Freedom — Savings, strategic debt payoff
Includes the “Never Stop” encouragement panel (pg. 4) to stay consistent even when a month doesn’t go perfectly.
✓ The Emergency Fund Blueprint
Pages 5–6 outline how to build financial stability in realistic stages:
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Start with $500
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Grow to one month of expenses
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Store it in a high-yield savings account
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Automate weekly/bi-weekly contributions
✓ Pay Yourself First System
Page 6 details a simple flow for automatically directing each paycheck toward:
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Short-term savings
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Long-term investing
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Your ongoing security and wealth
✓ The Wealth Rebellion Debt Attack Plan
Pages 7–8 provide a clear, non-judgmental four-step strategy:
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List your debts honestly
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Pay minimums on all
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Choose a payoff method (Snowball or Avalanche)
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Roll extra payments forward
✓ Monthly Money Review Template
A reflection system (pg. 8) to help you:
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Track income & expenses
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Celebrate progress
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Adjust your financial course each month
✓ Recommended Tools to Support You
Page 9 highlights apps like YNAB, Rocket Money, Mint, Acorns, Stash, and Monarch Money to help automate and simplify your money life.
⭐ Who This Cheat Sheet Is For
This digital guide is designed for:
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New budgeters
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Families building generational wealth
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Busy professionals seeking clarity
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Anyone following the 2026 Wealth Rebellion Calendar
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Anyone who wants a simple system, not a complicated spreadsheet
⭐ How You’ll Receive It
This is a digital PDF download delivered instantly via SendOwl.
The moment your order is completed, SendOwl will email you a secure link to download the cheat sheet.
⭐ File Details
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Format: PDF
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Length: 10 pages
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Style: Minimal, gold-on-black aesthetic (same design as the Wealth Rebellion Calendar)
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Includes diagrams, step-by-step systems, and worksheets
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About us
Dr. Boyce Watkins leverages his two decades of finance teaching at prestigious universities to fuel the Financial Literacy Store, a beacon for the Black community. It's not just about courses; it's a mission to endow every Black child with the financial wisdom to thrive and uplift society. Dive into a world where financial education is your superpower!